{"id":12,"date":"2026-09-03T09:00:00","date_gmt":"2026-09-03T09:00:00","guid":{"rendered":"http:\/\/blogs.room-vu.com\/ericbergersrealestate-com\/2026\/09\/03\/us-mortgage-applications-stall-fyp\/"},"modified":"2026-09-03T09:00:00","modified_gmt":"2026-09-03T09:00:00","slug":"us-mortgage-applications-stall-fyp","status":"publish","type":"post","link":"https:\/\/www.ericbergersrealestate.com\/blog\/2026\/09\/03\/us-mortgage-applications-stall-fyp\/","title":{"rendered":"US Mortgage Applications Stall | fyp"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\"\n                src=\"https:\/\/www.roomvu.com\/agent\/embed\/eric-bergers\/mortgage-applications-squeeze-remotion-videos-6fb5\"\n                frameborder=\"0\"\n                allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\"\n                allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>US mortgage application volume stayed nearly flat recently, as steady borrowing costs gave both buyers and refinancers little fresh incentive to make a move.<br \/>\nPurchase activity led the slowdown, with applications \u21932% on a seasonally adjusted basis and \u21933% unadjusted from the previous reading across the US.<br \/>\nRefinance activity provided limited support, with the index \u21912% and the refinance share near 42%, while larger-balance borrowers remained less likely to act.<br \/>\nAffordability pressures and economic uncertainty pushed some buyers to delay decisions, although VA applications offered a modest bright spot as their share hit 12.6%.<br \/>\nMortgage pricing changed little, and with the 30-yr conforming rate near 7% and no central bank rate cuts expected through 2026, patience remained key.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>US mortgage application volume stayed nearly flat recently, as steady borrowing costs gave both buyers and refinancers little fresh incentive to make a move. Purchase activity led the slowdown, with applications \u21932% on a seasonally adjusted basis and \u21933% unadjusted from the previous reading across the US. Refinance activity provided limited support, with the index [&hellip;]<\/p>\n","protected":false},"author":0,"featured_media":62,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-12","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/www.ericbergersrealestate.com\/blog\/wp-json\/wp\/v2\/posts\/12","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.ericbergersrealestate.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.ericbergersrealestate.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/www.ericbergersrealestate.com\/blog\/wp-json\/wp\/v2\/comments?post=12"}],"version-history":[{"count":0,"href":"https:\/\/www.ericbergersrealestate.com\/blog\/wp-json\/wp\/v2\/posts\/12\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.ericbergersrealestate.com\/blog\/wp-json\/wp\/v2\/media\/62"}],"wp:attachment":[{"href":"https:\/\/www.ericbergersrealestate.com\/blog\/wp-json\/wp\/v2\/media?parent=12"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.ericbergersrealestate.com\/blog\/wp-json\/wp\/v2\/categories?post=12"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.ericbergersrealestate.com\/blog\/wp-json\/wp\/v2\/tags?post=12"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}